A Probe Into The New Model Of Collective Pension Of The New Rural Community

In recent years,China’s economy faces a complex system,an economic growth engine of transformation,the structure of the rebalancing "new normal" trend,make our country social security system is facing new challenges and opportunities.Caused by the unbalance of the economic development of our country social structure are different between area,with the weakening of family pension function and the weakness of individual endowment,rely on social endowment insurance cannot meet the demand of diverse social endowment,socialization of old-age security become inevitable trend.Appeared in addition to the traditional family endowment,rural institutions endowment and community endowment,rural mutual endowment that occupy the home,the rural social endowment insurance endowment and commercial insurance endowment diversified pension mode.But China’s rural endowment is in from family to the social transition period,the rural old-age social period,restricted by the rural economic development level,development foundation is weak,the social old-age security level relative lag,difficult to meet the growing demand of diverse social old-age security.Enhance the level of China’s rural old-age security and deal with the aging of the population in China relates not only to the global,and bears on the overall situation of national economic and social development.In order to solve the contradiction between the current lack of China rural old-age pension and demand growth,conform to the development trend of old-age social security,the author proposes a new collective pension mode in rural construction Chinese,"raise",take "the government financing mode of children society",adhere to the principle of shared responsibility,to form a comprehensive self pension,family pension the function of national,collective pension,pension and social pension and other innovative rural old-age pension mode,in order to achieve the sustainable development of rural pension.And through the establishment of cooperation mechanism,vigorously develop other social pension services,the elderly,pension,help old combined to form a "comprehensive endowment mechanism of self help he",build perfect the rural old-age security system,the establishment of individual,collective,national and social responsibility of the parties to fully share the rural old-age security system.