A Study Oninternet Financial Impact On Traditional Banks And Countermeasure Research

Gates once said: the world needs is banking services rather than the Banks themselves.This sentence reveals how the Internet and financial collision impact on future economic framework is important.With the popularization of Internet technology constantly development and innovation.People demand increasingly diversified digital network.In the national life become an indispensable part of the Internet.To the world of Internet innovation,not only reflected in the leap on the level of science and technology,more a continuation of the spirit in the Internet.Internet is gradually is closely combined with all aspects of the national economy and the depth of fusion.The Internet financial become one of the most active forms of development.s influence and change our lives quietly among all third-party payment suggests the supply chain financial borrowing(P2P)network platform new financial businesses such as the appearance of product and service patterns emerge in endlessly and quickly occupied a place in the development of innovative financial field.In the Internet information technology and traditional financial fusion,a new era of rapid development,such as financial ali,jingdong financial financial is represented by the Internet.Is in the process of changing the traditional commercial Banks as the main body of the financial ecology,the connotation and denotation but also in constant evolution,for commercial Banks to basic financial services such as medium of exchange payment function to construct seemingly impregnable fortress form severe impact and challenge.As the traditional banking sector,financial continue to flourish and impact in the Internet and erosion under the background of their business market.How inspired from the financial development of the Internet,how to follow the time development direction,how to quickly grab the commanding heights of industry development,How to enhance the user experience,enhance core competitiveness,reduce the loss of business,how to rely on their own traditional financial business advantage for business transformation,actively expand new profit growth point.Above is the traditional banking should be thinking about.Therefore,commercial Banks need to re-examine their own advantages and short board,conform to the trends of times development.Using Internet technology as a self optimization and upgrade of the important tools and weapons,and to the opportunity of a comprehensive understanding of the impactof technological change.Update ideas,adjust strategy,accelerate development,transformation and innovation in the Internet find the breakthrough point of financial and the fusion of traditional Banks.An omni-directional coverage,supplement each other,the service pattern of diversified and multi-level financial system.In response to the development of the Internet financial wave.This article,from the Internet financial competitiveness and the competitiveness of the traditional bank analysis.This article,compared the advantages and disadvantages between them.And the Internet are analysed to traditional bank financial impact.Development of the Internet financial and commercial bank itself in the face of challenges and problems.The development of targeted countermeasures and Suggestions were put forward...