Research On Motor Insurance Rate Reform Strategy Of Ping An Insurance Company Jiangxi Branch

China’s motor insurance market rates have been operating at a fixed rate,resulting in conflicts and adverse effects have seriously affected the sustained and healthy development of the industry.With the continuous development of China’s economy,China’s Insurance Regulatory layer has a rhythmic release pricing power,the commercial auto insurance rates of the formulation of the right to the property insurance company,right of choice to the market,try with market economy invisible hand to control the insurance industry,and selected the province will pilot areas.After a long period of testing,exploration,summary,China’s regulators and the majority of property insurance companies have accumulated a lot of valuable experience.March 24,2015,the China Insurance Regulatory Commission issued the "opinions on deepening the reform of commercial vehicle insurance terms and premium rates management system",and the issuance of the "on deepening the reform of commercial vehicle insurance terms and premium rates management system plan",marking the China officially launched the car insurance premium rate market reform.In this paper,we mainly study,Ping An insurance Jiangxi branch,on car insurance premium rate market reform strategy,using the method of comparative analysis,according to the study,reform characteristics of the United States,Japan three main developed countries auto insurance rates in Germany,and the first batch of pilot areas fee changed to summarize the valuable experience,combined with the main problems existed in the insurance market in Jiangxi,put forward from the aspects of internal management,business management,channel development and the internal and external communication of Ping An insurance Jiangxi branch company auto insurance reform provide rationalization proposals to deal with strategy.