Research On Financing Model Of Small And Medium Sized Enterprises In Pingdingshan City

Small and medium-sized enterprises as an important basis for national economic and social development,is an important channel for entrepreneurship and enriching,plays a decisive role in economic and social development.Promote the healthy development of small and medium-sized enterprises,to promote regional economic development is of strategic importance.Over the years,around the promotion of sustained and healthy development of small and medium enterprises to promote the formation of public entrepreneurship,the wave of innovative ideas,Pingdingshan City and all levels of various units made a lot of work,and achieved good results.However,the problem of financing is still a major obstacle to the healthy development of small and medium enterprises in Pingdingshan.Especially the current inflation expectations to enhance the operating costs of SMEs continue to rise,the financing situation is increasingly grim.How to solve the financing problem of small and medium enterprises,has become the focus of special attention at all levels of government.In this paper,We mainly study on the current SMEs face financing problems in Pingdingshan City.First of all,the statistical data of the macro statistics,and then the research data of financial institutions to study.Based on the questionnaire survey and the key investigation,this paper chooses 103 small and medium-sized enterprises as the research object,and analyzes the development status and financing situation of the small and medium-sized enterprises in Pingdingshan City from the enterprise's capital demand situation and fund-raising structure.On this basis,we through the efficiency analysis,fuzzy analysis and other statistical methods of Pingdingshan City SME financing model for empirical research.Proposed a financing model for the development of small and medium enterprises in Pingdingshan City.Finally,through the comparison of Western SME policy and experience of small and medium-sized enterprises in China,put forward the financing system of small and medium sized enterprises in Pingdingshan by the government support system,legal system,credit guarantee system and financial support system.In the process of establishing the financing system,we need the support of the government,put forward some ideas: first of all is to increase support and enhance the concept of SME service;followed by speeding up legal construction and credit construction and financial system reform and the establishment of multi-level financing channels.