An Analysis Of China's Rural Financial Difference And The Influential Factors Based On Space Econometric Method

China is a large population country with abundant resources,the condition that different economic provide for financial development is different,unbalanced development of rural finance has been inevitable in the process of China's rural economic development.The unbalanced development of rural finance are bad for the coordinated development of regional economic.Combining with the spatial differences and changes in the spatial layout features of financial development to explore the rural financial development of our country is of great significance.This article selects financial data of 26 provinces in our country,and based on the 2005-2014 panel data to analyzes the regional differences and spatial distribution characteristics of the rural financial development,putting the space factors,the level of regional average education years,social welfare,commodity trading efficiency factor into the spatial econometric model which is based on the theory of the division of labor to analyze the influence factors of the rural financial development,lastly,decomposing the regional difference of the rural financial development based on the spatial econometric model to explain the causes.The research shows that:(1)the eastern region has weakened financial development,the western region's rally,the rural financial development of central region is "central sunken";(2)Our country ‘s rural financial development has significant regional difference,The main performance is a provincial differences,and the differences between three regions has a rising trend;(3)the spatial differences and geographic proximity is the key factor to affect the rural financial development,and the influence can not be replaced;(4)the average education years is the crucial factor for the formation of the regional difference of rural financial development in our country;(5)the commodities trading efficiency is the third factor for the formation of the regional difference of rural financial development in our country;(6)social welfare level is also the important reason for the formation of the regional difference of rural financial development in our country.Therefore,we must pay attention to regional interaction,especially attaches great importance to the education level,social welfare and commodity trading efficiency to narrow the regional difference of rural financial development.