Risk Evaluation And Control Of Small And Medium Sized Enterprises' Financial Outsourcing

Enterprise business environment is undergoing constant change in recent years,process of world economic integration and the increasingly fierce competition,Information technology and knowledge economy has a huge impact on business operation,all these changes and developments have led to the inevitable result of the transformation of enterprises into the future development.Enterprises gradually establish a new business model,that is,the process of enterprise specialization.reduce the firm boundary,outsource non core business,to enable enterprises to focus more on their core business,enhance the core competitiveness.Compared with some large enterprises,small and medium-sized enterprises due to the limited size and talent resources,there are some defects in the financial management.However,it is precisely because of this defect,so that medium-sized enterprises need more than large enterprises through financial outsourcing to focus on their core business,to enhance the competitiveness of enterprises.Although only a small number of financial outsourcing enterprises to accept and use,but to enhance the core competitiveness of the effect is still obvious to people,I believe that in the near future,financial outsourcing in China will be more enterprises recognized and have long-term development.But if the financial outsourcing in the operation process of improper link,there is no small the financial risk,which will not only result in many adverse effects on the operation of enterprises,and even become a stumbling block to the future development of the enterprise in the process,which makes the analysis and management of risk has become particularly important.This paper takes SMEs as the research object,introduces the unique advantages of financial outsourcing have in the process of enterprise development,focuses on the analysis of the risk of financial outsourcing in the process of how to identify and measure,and the use of the document research,case study method,Fuzzy Comprehensive Evaluation method and Analytic Hierarchy Process,with a special the government is engaged in the electronic government affairs,business consulting and software development of high-tech small and medium-sized enterprise TC company as a case study,analyzes how the identification and measurement of the risks facing the financial outsourcing process.And finally summed up the corresponding risk protection measures and monitoring process,for the future of small and medium sized enterprises better in the financial outsourcing process risk prevention that provides a strong support to avoid risks.The innovation of this paper mainly includes the following two aspects:First,innovation of the research perspective and the topic contents.For the current academic research on the risk management of enterprise financial outsourcing although more,but the practice research point of view of specific cases from the small and medium-sized enterprises are still relatively small.Select the field of risk management or application mode of existing researches mainly focus on enterprise financial outsourcing certain aspects this paper not only discusses the risks of small and medium enterprises in the face of financial outsourcing in the process of how to identify and measure,and the small and medium-sized enterprises should be how to avoid risks,ensure the smooth implementation of financial outsourcing?Second,The process of identifying the measurement of financial outsourcing risk innovation.Based on process analysis for concrete frame,according to the company's financial business process outsourcing,analyzes the main risks,identify the risk index of first and two level,construct scientific risk evaluation system.Take TC company as an example,introduces the quantitative model,with the help of analysis of Fuzzy Comprehensive Evaluation method and AHP method from the overall perspective on the risk rating and segmentation evaluation and analysis,the qualitative evaluation of the risk into quantitative evaluation,and take the combination of the two,to assess the risk of relatively vague and difficult to measure.