Research On The Construction Of Credit System For Small And Micro Enterprises In Taizhou From The Perspective Of Government Management

The core of the social credit system is to record the credit status of the social subject,reveal the merits of the credit,and integrate the whole social force to praise the integrity,and punish the failure of the credit.From the perspective of credit principal,the most influential is enterprise credit,which is the key to the development of market economy.In the enterprise credit system construction,small and micro enterprises are the key and difficult points.From the overall situation of our country,small and micro enterprises have poor credit conditions,the credibility problems are prominent,business fraud,delinquent loans,malicious escape,financial distortion and so on.Due to the lack of credit,small and micro enterprises are facing financing difficulties.Therefore,the construction of small and micro enterprise credit system is imminent.how to take measures to promote the construction of small and micro enterprise credit system,this is the entry point and the point of focus of this article.This article starts from the enterprise credit related concepts and related theories,expounds the importance and necessity of the establishment of Small and micro businesses credit system.With the aid of favorable conditions of working in the local people's bank,the author collect relevant data,did tracking analysis on the development situation of credit system construction in taizhou and related policy implementation effect,detailed elaborated the characteristic practice in the small micro enterprise credit system construction of taizhou as well.After the analysis and comparison of the main mode and the good practices of the construction of enterprise credit system in Japan,United States and other countries,synthesize the comprehensive domestic and international experience,put forward countermeasures and suggestions to solve and improve Small and micro businesses credit system construction in the Taizhou region.for the construction of the integrity of Taizhou,provide theoretical guidance to the optimization of Taizhou market environment at the same time,but also for the country to improve the credit environment.