Discussion On Supply Chain Finance Model Of Agricultural Bank Of Suzhou City

As a new type of financial service,supply chain finance is a powerful breakthrough in the reform of China’s financial industry.It not only opens up new profit direction for commercial banks,obtains customer base in bulk,but also ensures the supply chain upstream and downstream enterprises and the whole Chain flow of funds to provide an effective way to run,so that capital flow,information flow,logistics,business flow to achieve an orderly docking.With the development of Internet and electronic information technology,more and more enterprises to achieve commercialization,commercial banks supply chain financial model began to line down from the line,this new platform model for other commercial banks innovation online Supply chain financial business provides a new way of thinking.In this case,in recent years,commercial banks have been in the supply chain finance to do all kinds of exploration,the major commercial banks have also set up or carry out a variety of supply chain finance business.However,with the continuous development of the environment,on the one hand,commercial banks supply chain finance there are all kinds of drawbacks: high cost of financing,the approval process cumbersome and tense,all kinds of counterfeit counterfeit events have been endless,the media reported various bills Financing problems continue.Therefore,China’s commercial banks began to improve the supply chain financial model,began to appear some innovative supply chain financial approach for China’s commercial banks supply chain financial model for the future development of a better help.This paper first elaborates the background,significance and literature review of theresearch,solves the basic problem of research,lays the foundation for the study,then gives an overview of the theory of supply chain finance and model,and provides theoretical support for the study.Based on the analysis of the status quo of supply chain financial business of Suzhou Agricultural Bank,this paper discusses the necessity of the financing mode of accounts receivable of Suzhou Agricultural Bank and the improvement of accounts receivable mode,and puts forward the supply chain financial model of Suzhou Agricultural Bank Improve the design of the program,from the improvement of the basic conditions,the external environment and improve the three major aspects of the discussion.Through the case,combined with the analysis,this article has a deeper understanding of the supply chain financial model,also put forward their own views and views,to achieve the desired research objectives.