Research On The Innovation Of Preferential Agricultural Financial Service Mode In Ningxiang Rural Commercial Bank

In countries with multiple positive policies,China's agriculture and rural inclusive finance pattern is gradually establish benefit.Hunan Ningxiang county to seize the country to vigorously promote agricultural development opportunities,and constantly improve the level of agricultural modernization,rural economic development to accelerate the pace of agricultural financial services also presents new demands.This paper summarizes the latest research progress at home and abroad for the benefit of financial situation,the development of new features of economic analysis of the current Ningxiang rural areas and the demand for financial services,then the development mode of Ningxiang Agricultural Bank's current financial practice benefit from four aspects of the development orientation,product system,channel system,management system,existence agricultural financial service in the bank's current problems are analyzed,on the basis of domestic and foreign agricultural financial services on the advanced experience of the innovation of financial services to benefit farmers mode of Ningxiang rural commercial bank and put forward specific measures.Through research,this paper draws conclusions as follows: one is the Ningxiang rural economy has many new features,customer demand for financial agriculture is undergoing profound changes;the two is Ningxiang rural commercial bank and financial service system has been initially established;three is still has some problems of agricultural financial service mode of Ningxiang rural commercial bank;four is the domestic and foreign agricultural financial the practice has accumulated a lot of advanced experience for reference;the five is Ningxiang Rural Commercial Bank Agricultural financial services model improved from various aspects,to promote the comprehensive.