Credit Risk Management Of Commercial Banks Participating In H Marine Theme Park Projects

With the continuous development of social economy,commercial banks play an important role in economic development and gradually become the center of social economic activities.As a foundation of enterprise management and development,effective internal control provides a strong guarantee to the realization of enterprise business goals.In the current financial environment,the quality of internal control directly concerns the competition among commercial banks.In recent years,domestic and foreign banks often suffer different risks brought by internal control quality and credit risks.Therefore,it is particularly important to evaluate the internal control of commercial banks.However,internal control started late in China and there hasn't been a complete system.Moreover,the implementation of internal control does not go well in China and no obvious achievements and results have been achieved.For listed companies,internal control reports are not written based on the fact and fail to deeply analyze risks;for non-listing companies,due to the lack of strict requirements and enough drive,internal control is not fully implemented.In this thesis,A Bank Chengdu Branch is selected as a research object and literature review method is adopted to carefully analyze latest academic research outcomes.Based on previous research and actual situation of internal control at home and abroad,internal control evaluation of A Bank Chengdu Branch is analyzed.This thesis is composed of six parts.In the first part,research significance and background are introduced,including literature review on internal control and evaluation at home and abroad.In the second part,relevant theories about commercial banks internal control and internal control evaluation of commercia l banks are elaborated.In the third part,according to current situation of internal control in A Bank Chengdu Branch,problems existing in the evaluation of internal control in the branch are figured out.In the fourth part,based on the actual situation of A Bank Chengdu Branch and previous study,internal control evaluation index system for A Bank Chengdu Branch is optimized.Then fuzzy comprehensive assessment method is utilized to evaluate internal control situation in A Bank Chengdu Branch.According to the evaluation results,problems in the internal control are pointed out.In the fifth part,optimization suggestions on the internal control and internal control evaluation are proposed.The last part is the conclusion where the deficiencies and outlook on future study are pointed out.