| In the early 1970 s,Japan has entered the aging society,especially from 1946 to 1954,appears the phenomenon of "baby boom" after world war ?,made the proportion of people over 65 years old was 17.2%of the total population in 2000,at the same time,the shrinking of family structure and the increase of women's employment opportunities have led to more and more elderly people living alone and lack of care.The age and young children,an increase in medical expenses and other serious social problems emerged in Japanese government,since 2000,the dielectric care insurance law enforcement,changed the traditional concept of social welfare from the system,and reformed the social security system.In the nearly two decades since the introduction of the insurance law,it has proved to be a meaningful exploration of Japan and the world.China and Japan have the same face swept by the ageing of the tide,in combination with the country's economic development level and on the basis of the state of the union,from Japan's intermediate care insurance system to improve the country's social security system,is not only the necessary condition to deal with an ageing population,is also the constitutional guarantee citizens receive material help rights,social security,medium armor the establishment of the insurance system has become an important strategic task in the process of China's development.At present,China is establishing perfect system of endowment insurance,medical insurance and unemployment insurance,interface of the establishment of the insurance system is the pilot,believe in the near future,intermediate care insurance system will also in full swing.Intermediate care insurance system refers to a particular country or region,according to the principle of insurance,in one disease,old age or lost the ability of daily life,providing care insurance system or service.Different from the traditional system of medical insurance system,pension,dielectric insurance protection is not just coming up from the economic security of the elderly life,but through to the old people's physical and mental nursing,the maximum maintain the body function,at the same time,make old people pleasure through old times,safeguard the dignity of life.In this paper,through the introduction of the insured of Japanese interface care insurance system and insurance payment condition,enterprise financing way and management operation system,insurance premium,insurance various elements such as content and assessment,and discusses the insurance of our country at present for the old lie to protect the realistic need,and claims byreference to the Japanese experience in system development,to explore the development of long-term care insurance system in our country.This paper is divided into five parts.Part ?:Introduction.This paper introduces the research background,research significance,research methods and literature review.Part ?:Overview of the Japanese insurance system.This paper expounds the connotation of the mediating and the mediating insurance,introduces the setting process of the introduction of the insurance law,produces the background and the system features,and presents the general appearance of the mediating insurance law.Part ?:The content of the Japanese insurance system.This paper introduces the various elements of insurance intermediaries,such as the insured and the insurance benefits,the insurance and the management and operation system,the financing way of the insurance,the evaluation of the insurance payment.Part?:The enlightenment of the Japanese insurance system to China.This paper introduces the current situation of long-term care insurance service for the elderly in our country to choose the mode of insurance system suitable for China's development.This paper mainly expounds the legislation concept of establishing a new legal system of intermediary insurance,compares the elements of Japan's insurance system,and designs the long-term care insurance system of our country.Part ?:Conclusion. |
PDF Full Text Request