| With the aging of the population has become increasingly serious in our country,and has the characteristics of the old before rich,integrated human longevity and low birth rate,the aging of the population increase and the surge in demand for long-term care in the elderly in our country.Alone the old man and the rise in the one-child family,the traditional family endowment and a small amount of commercial insurance already can’t satisfy the majority of older people in C hina today,especially poor families the elderly long-term care needs.So in order to alleviate the pressure of population ageing,reduce the pension burden of family structure change,make up the social insurance system limitations,it is imperative to the elderly long-term care insurance,and the related legal system is the guarantee of the construction of the long-term care insurance necessary for effective operation.In this paper,based on the research of the legal system of long-term care insurance,draw lessons from Germany,Japan and the United States,the elderly long-term care insurance experience,combining our country’s basic national conditions and unique political and economic development level,the elderly long-term care insurance legal system construction in China.This article is divided into five parts.The first part,the background and significance of C hina’s elderly long-term care insurance,through the analysis of C hina’s elderly long-term care insurance research background,research significance,the status of research at home and abroad are described,to provide environmental support for the study of China’s elderly long-term care insurance.The second part,the theoretical problems of China’s elderly long-term care insurance,through the definition of long-term care for the elderly and long-term care insurance,to define the scope of the object of this study,also elaborated the theoretical basis for the construction of long-term care insurance in C hina.The third part,the local practice of C hina’s long-term care insurance system for the elderly,through the elder elderly long-term care insurance system in Q ingdao,Changchun,and Shanghai,to identify the problems and shortcomings,through the local long-term care insurance The practice has drawn inspiration from the establishment of a legal system for long-term care insurance for the elderly in C hina.In the fourth part,the foreign elderly long-term care insurance system’s enlightenment to our country,through comparative analysis of Germany,Japan,South Korea and the United States and other countries long-term care insurance legal system,and the comparison of the two in the e nd to the macroscopic aspect of our country to establish the system Inspiration.It is recommended that legislation be conducted first,and that the system be fully considered in conjunction with the legal and cultural environment of China,the degree of economic development,and the general environment of the social security system,and a long-term care model that suits our national conditions should be selected.In the fifth part,the construction of China’s old-age long-term care insurance system adopts legislation to advance the selection of China’s elderly long-term care insurance model,and elaborates on the specific design of China’s old-age long-term care insurance legal system. |
