Study On The Legal Issues Of Financial Targeted Poverty Alleviation In Rural China

Finance,which is the core of modern economy,plays a significant role in poverty alleviation.The implementation of financial targeted poverty alleviation is not only an objective requirement to win the fight against poverty,but also an important form of developing inclusive finance in China.Financial targeted poverty alleviation mainly through adjusting and balancing poverty alleviation resources to help the poor areas to alleviate poverty.But due to the risks and liquidity of finance itself,the financial targeted poverty alleviation requires a perfect legal mechanism to guide it.Due to the continuous expansion of the financial targeted poverty alleviation,the research on the legal mechanism of the rural financial precision poverty alleviation is imminent.In the last few years,while the country has been actively exploring and experimenting with the development of the anti-poverty laws,it has accumulated some successful experience,but in general,our country's poverty reduction laws are still behind,and these are severely impeding the in-depth development of financial precision poverty reduction activities.This paper classifies the practice mode of the targeted poverty alleviation of rural finance in China,and summarizes it as the government-led type,the financial institutions-led type,and the participation of international organizations and social organizations type On the basis of this classification,the legal relationship between various legal relationship in financial precision poverty alleviation is deeply analyzed.At the same time,due to the decentralization of the laws and regulations of financial precision poverty alleviation in China,this paper makes a review of existing laws regulating the targeted poverty alleviation of rural finance.Precision by introducing financial poverty alleviation,comparing the practical demands and present situation of legal norms can clarify rural financial poverty alleviation in China there are legal fair value cannot be fully reflected,the legal basis of the effect is too low,face high risk when financial institutions to issue loans for poverty alleviation,precision financial information sharing between poverty alleviation subjects not timely and precisely the government for financial poverty alleviation work problems such as lack of effective supervision.Advice can clear object for poverty alleviation in China financial rights,strengthening the government responsibility consciousness to strengthen the fair value method,can make financial accurate basic law to improve its legal effect,poverty alleviation through innovative financial products,to speed up the rural credit system construction,perfect rural mortgage financing system and property right trading market,built the risk compensation and guarantee mechanism and other means to reduce loanrisks of financial institutions,can the government-led,using Internet platform to realize information exchange,We can strengthen the government's effective supervision of financial funds through the integration of poverty alleviation funds,strengthening project fund management,and implementing accountability mechanism.