Research On China's Financial Administrative Licensing

Administrative licensing is one of the most important means for supervision by financial supervisory and administrative organizations in China.It has played an active role in monitoring beforehand,controlling market access,and preventing amount risks.Since the promulgation of the "Law on Administrative Licensing," the "Securities Law",the "Commercial Banking Law" and the "Insurance Law" have also changed many of the contradictions related to the emergence of the Administrative Licensing Law.However,by observing the regulations and implementation of administrative licenses by financial supervisory and administrative agencies,it was found that there are still some problems that need to be solved urgently.In this paper,the "Administrative Licensing Law","Securities Law","Banking Law" and other laws are combined with the actual situation of financial regulatory agencies to study,and the overall framework is constructed in accordance with the status of financial administrative licenses,implementation status,and the order of improvement proposals.What are the functions and characteristics of financial administrative licenses? At the same time support what his theoretical basis is.The first chapter mainly describes the overview of the financial license administrative licensing,how to define what is the financial administrative license,and what is the function of the financial administrative license,and what it has different characteristics of other administrative licenses,and related to the financial administrative license What are the theoretical foundations.The second one mainly analyzes the status of financial administrative licenses.The first section first describes the legislation related to financial administrative licenses,and those laws and regulations exist.Then in Sections 2 and 3,they introduced the current status of the implementation of China's financial administrative license and which financial management agencies can issue financial administrative licenses.The third chapter describes the problems in the financial administrative licensing legislation through the description of the second chapter,which is mainly about the issue of the provision of the administrative license in the legislation,and then summarizes the implementation issues in the process of granting financial administrative licenses.Finally,it analyzed the main defects of financial administrative license supervision agencies,including the unclear legal regulations,the low efficiency of supervision and management due to the lack of independence,and the problems caused by the nature of public institutions.The last chapter is to put forward opinions through the analysis of the current status and problems of financial administrative licenses,and consider setting up relevant laws and regulations in light of actual conditions.It should clarify the laws and regulations and relevant normative documents that set too many financial administrative licenses.Refine the implementation procedures,increase information disclosure and transparency,and improve actual operability.Finally,it repositions and perfects the supervision and management institutions for financial administrative licenses.