Research On Local Government Prevention On Supply Chain Financial Risk

With the development of supply chain finance,the product forms and characteristics of supply chain finance are characterized by continuous enrichment,diversification and complexity.In this process,the supply chain finance industry faces various risks.These risks have become the constraints that constrain the development of supply chain finance and the financing development of SMEs in the supply chain.In fact,finance takes prevention as the air and industry as the soil.Supply chain finance is a product of survival in response to industrial development needs.Its core is still finance,and its essence is still risk.The government is a key force in preventing supply chain financial risk response.Therefore,it is very important both theoretically and practically to study the risk prevention of supply chain finance from the perspective of government responsibility.Taking Luoyang City as an example,this paper adopts literature research method,case study method and empirical research method to conduct research on risk prevention of supply chain finance.By introducing the main body,objects and methods of local governments to prevent financial risks in supply chain,it is very necessary to put forward local governments to play a functional role in preventing supply chain financial risks.The local government of Luoyang City has achieved certain social effects in preventing supply chain financial risks.It not only gradually improved the financing capacity of SMEs,but also changed the overall image ofsupply chain enterprises,and also improved the quality of local block chain economic aggregates.At present,there are still many problems in the local government of Luoyang City to guard against the financial risks of the supply chain.First,the functional relations between the main government prevention are not coordinated.Second,the object coverage of the local government is not comprehensive.Third,the operational mechanism of local government prevention is not Sound;the fourth is that the effect of local government defense is difficult to achieve the desired goals.Through analysis,there are four reasons for the local government of Luoyang to guard against the problems of supply chain financial risks: First,the local government's preventive system reform is relatively lagging behind,second,the local government's preventive policies and regulations are imperfect,and third,the local government's preventive mechanism.Insufficient motivation for innovation,and fourth,the implementation of policies in place by local governments.By drawing on the experience of foreign local governments to prevent supply financial risks,this paper puts forward some countermeasures to improve the ability of local governments to prevent financial risks in supply chain: First,construct local government to prevent coordination between subjects,and rationalize local government to play a functional role.The division of functions of the department will continue to deepen the reform of the local government's preventive system.Second,by strengthening the government's prevention of policies and regulations,it makes timely release of industry standards for government prevention.The third is to establish a standardized dynamic prevention mechanism and build a three-dimensional risk management system to establish a multi-level prevention mechanism for local governments.The fourth is to improve the implementation of the policy of local governments to prevent financial risks in the supply chain by constructing a scientific prevention policy implementation system and increasing the degree of public participation in preventing policy implementation.