The Legal Risk And Prevention Of Supply Chain Finance

The essence of supply chain finance is financing.Compared with traditional financing,its financing requirements are not based on the financing party's assets and credits,but are based on the property in the trade process as a financing basis.Such a financing model does not require enterprises to provide additional assets.The guarantee can effectively solve the financing difficulties in SME operations.Therefore,the core of this study is to analyze the supply chain's financing behavior and financing-related legal relationships and legal risks,and to make reasonable suggestions on the risks.Supply chain finance is not a new type of financing model.It has slowly faded out of sight after systemic risks erupted due to unfavorable supervision.In recent years supply chain finance business has returned to the market.Supervision of supply chain finance should draw lessons from history and further improve its financing.The model will improve the financing environment,and the use of supply chain finance will realize the essence of inclusive finance and ease the financing problems for SMEs.The innovation of this paper takes trade finance as the starting point,analyzes the legal relationship through financing behavior,and realizes the combination of theory and practice.The main points of this paper are elaborated in three aspects:First,take trade finance as a starting point and a foothold,analyze the financing behavior and analyze the legal structure and legal risks behind it,and compare the difference between financing structure and legal relationship,and then the financing behavior.The legal part proposes amendments,and there is a legal risk in fully understanding the financing behavior.Secondly,the objects studied in this paper are related to traditional pledges,but there are differences between them.In the traditional guarantee system,we combine the supply chain financing habits to discuss the characteristics of its financing.Finally,this article discusses the development model of supply chain finance combined with the Internet,responds to the development slogan of "Internet +," and attaches importance to the role of the Internet in the supply chain.Supply chain finance can provide targeted financing services more than other financing products.The current supply chain financing system is still at an early stage of development.The financing services are immature and it is necessary to further mobilize cooperation among various entities to improve the efficiency of financing services.Focusing on the market,we will find that although policies strongly support the development of supply chain services,there are currently no systematic regulatory requirements and a sound market operating mechanism.Strict supervision is required to promote the formation of healthy operating mechanisms to ensure the stability and prosperity of the supply chain financing market.