Research On Legal Protection Of Personal Information Disclosure Risk Under The Background Of Mobile Payment

With the development of Internet technology and the popularity of mobile terminal equipment,China's mobile payment industry has developed rapidly in terms of number of users,industry scale,and application scenarios,and mobile payment has penetrated into all aspects of people's lives.However,China's personal information protection system has not kept pace with the development of mobile payment.The risk of personal information leakage is constantly expanding.The regulatory authorities are weak in responding to personal information disclosure incidents.Personal information leakage incidents occur frequently,and users' concerns are aggravated.On the other hand,the free flow of personal information and rational commercial use are also the foundation of economic and social development.How to balance the relationship between personal information protection and rational use is also an important research content.In order to prevent the risk of personal information leakage,we should speed up the special legislation on personal information protection in China,introduce the differentiated protection of personal information;improve the top-level design of China's supervision system,urge industry self-regulatory organizations to actively perform their duties;expand the user rights protection mechanism;upgrade information Security technology;enhance user information security literacy and willingness to protect rights.