Legal Issues Research Of Risk Prevention Of Chinese Banks "Go Global" Under The "The Belt And Road" Initiative

As a national strategy,“The Belt and Road” is a new platform for regional and international cooperation led by China.Under the prevailing unilateralism and trade protectionism,“The Belt and Road” provides a Chinese solution for global economic development and safeguarding the multilateral trading system.The construction of “The Belt and Road” cannot be separated from financial support.Financial financing is an important support for the construction of various fields,and ensuring the smooth flow of capital is the key to the construction of “The Belt and Road”.Based on this,Chinese Banks are actively going abroad to organize institutions in countries and regions along the “The Belt and Road” to provide loan financing services for construction in various fields.At the same time,Chinese Banks also face a series of potential risks of “go global”.As the financial environment of the countries along “The Belt and Road” is complex and changeable,the risk prevention mechanism of Chinese Banks is not perfect,which makes the possibility of risks increase greatly.Therefore,it is necessary to analyze the various risks faced by the internationalization of Chinese Banks,and build effective risk prevention mechanisms at all levels to cope with and defuse the risks.This paper mainly studies the problem through four parts: the first part mainly sorts out the current situation of Chinese Banks “go global” under the background of “The Belt and Road”.Firstly,it introduces the internationalization level of Chinese Banks and the layout of overseas institutions from a macro perspective,then studies the current situation of Chinese Banks layout in countries along the “The Belt and Road”,and finally analyzes the motivation of Chinese Banks development.The second part studies the risks of cross-border operation of Chinese Banks from the perspective of risk awareness.Firstly,the routine risks and legal compliance risks are analyzed in detail.Then,on this basis,the causes of risks are comprehensively explored to find out the root causes of problems and pave the way for specific solutions.The third part mainly discusses the current situation of risk prevention mechanism of Chinese Banks from two aspects of domestic mechanism and international supervision cooperation,and attempts to analyze the problems and shortcomings of these two aspects in risk prevention of cross-border operation of Chinese Banks.The fourth part puts forward the feasible legal path of Chinese Banks internationalization risk prevention under the “The Belt and Road” initiative.This part proposes specific measures for risk prevention from three aspects: improving China financial regulatory rule system,establishing the internal risk prevention rule mechanism of Chinese Banks,and constructing the “The Belt and Road” regional financial regulatory cooperation mechanism,so as to provide a feasible way to prevent and defuse the risks faced by Chinese Banks in “go global”.Through the in-depth study of this problem,I hope to contribute to the risk prevention of Chinese Banks “go global”.