Study On The Demand And Influencing Factors Of Long Term Nursing Insurance In Lanzhou

Since 2000,China's population of 65 years old has reached 7%,initially entering an aging society.By the end of 2018,the registered elderly population of Lanzhou had reached 714,800,accounting for 21.76% of the total population,higher than the national and provincial average level of aging.The aging population is facing a severe situation.Lanzhou city is facing the problem of getting old before getting rich,and the problem of pension is becoming more and more prominent.To cope with the problem of an aging population,to ensure the quality of life of the elderly and to maintain social stability,the development of long.term care insurance is encouraged.The author studied the demand and influencing factors of long.term care insurance in lanzhou to promote the development of long.term care insurance in lanzhou.By consulting a large number of literature materials,this paper sorted out and collected various data related to the demand for long.term care insurance,carried out a questionnaire survey on some urban residents,collected some data,and used statistical software to study the demand for long.term care insurance and its influencing factors.The research is mainly carried out from the following aspects: the first chapter is the introduction,which describes the research background and significance and the research status at home and abroad.The second chapter is a brief overview of long term care,long term care insurance and long term care insurance requirements.The third chapter mainly analyzes the aging of population and the development of long.term care insurance in China.The fourth chapter expounds the population aging of lanzhou city and makes a descriptive statistical analysis on the status quo of long.term care insurance demand in lanzhou city with the data of questionnaire survey.Chapter five studies the influencing factors of long.term care insurance demand in lanzhou by binary logistic regression analysis.The results showed that age,education level,occupation,economic status,health status and perception had significant effects on the purchase intention of long.term care insurance.Finally,based on the results of empirical analysis,the paper puts forward relevant policy Suggestions for the development of long.term care insurance in lanzhou and strengthens residents' insurance awareness.The government should establish relevant policies and regulations,and develop the economy to increase purchasing power,and increase the number of nursing service institutions and the number of employees;From the insurance company's aspect,should perfect the long term care insurance product and the clause design.