Research On Legal Issues Of Rural Social Pension Insurance In China

In the past 40 years of reform and opening up,China has made amazing achievements in improving people's livelihood.Rural social endowment insurance covers half of China's population,which has significantly improved the quality of life of rural elderly people.It is a major livelihood project.Rural social endowment insurance has experienced three stages: “old farmer insurance”,“new rural insurance” and “urban and rural residential insurance” from scratch to excellence.Based on this,China has carried out many reforms and explorations,and has achieved unsatisfactory results,but there are also many problems and shortcomings.There is still a big gap between the rural social endowment insurance system and the needs of the majority of farmers,and it is difficult to adapt to the requirements of comprehensive rural development.Under such circumstances,it is imperative to improve the rural pension insurance system and strengthen the reform of the system.With the implementation of the Social Insurance Law since the 19 th National Congress,the analysis of rural endowment insurance on this basis can lay a solid foundation for the improvement of the rural social endowment insurance system for future sustainable development.For the establishment and improvement of China's rural social endowment insurance system,its role is multi-dimensional,which can not only effectively narrow the gap between urban and rural areas,guarantee the basic life of farmers,but also ensure the basic rights of farmers and improve China's social security system.At the same time,it can also guarantee the stability of rural society and lay the foundation for realizing the goal of China's harmonious development,so that China's rural social security system can be sustained,healthy and comprehensive development.This paper firstly clarifies the concept of rural endowment insurance by using literature analysis method,comparative analysis method and combination of theory and practice.Secondly,it discusses the development process of rural pension system in China and the current rural social endowment insurance system.Based on this,it focuses on the legal relationship of China's rural social endowment insurance system,as well as the defects and causes of the existing system.Thirdly,based on three foreignrural pension insurance models,analyze its advantages and disadvantages.Finally,aiming at the status quo of China's rural endowment insurance and the legal problems and the successful experience of foreign models,this paper analyzes the improvement of China's current rural pension insurance system to promote the sustainable development of the system.The innovation of this paper lies in keeping up with the latest requirements of the report of the 19 th National Congress and integrating the theory of the 19 th National Congress,which makes the theoretical basis more in-depth.The author believes that in the decisive period of building a well-off society in an all-round way,timely understanding and analysis of the current rural social structure and the implementation of the system,that is,the farmers' repeated participation rate is high,the supervision of the endowment insurance fund is not in place,the social insurance coverage rate is not high,afterwards The lack of legal basis for penalties,and so on,so that these problems can be resolved in real time,in order to successfully achieve the goal of the first hundred years of struggle.