Research On The Legal System Of Rural Social Endowment Insurance In China

China is a country with a large population of rural residents,and about two thirds of the elderly population live in rural areas.Currently,the aging problem of China’s population is very serious,especially in rural areas.Rural social endowment insurance system is considered to solve the rural elderly life safeguard the fundamental path,more than 10 years of implementation of rural social endowment insurance in our country,has initially formed the basic framework,the legal system of our country "social insurance law" confirmed the rural social endowment insurance system,but not enough specific content,the current rural social endowment insurance legal system still rely mainly on the State Council "about rural social endowment insurance pilot guidance" and other policy documents,and across the rural social endowment insurance system implementation each are not identical,practice has brought certain problems,especially in poor areas,The willingness of farmers to participate in insurance is not strong,the author went to guilin xingan county and other rural areas in-depth research,found that some farmers because of the lack of understanding of the relevant system and do not want to participate in insurance.Into2020,will usher in the aging of the population in our country a new round of high tide,in 2014 the State Council issued "on establishing a uniform basic old-age insurance system of urban and rural residents of opinion" pointed out the direction for the development of rural society endowment insurance,therefore,under the premise of should adapt to the situation of our country,through legislation and other legal means to establish to meet the needs of the social market economy unified urban and rural social endowment insurance law system,fundamentally solve the problem of rural endowment.This paper is divided into seven parts.The first part is the introduction,which expounds the research background and significance of the legal system of rural social endowment insurance,and introduces the research trends of rural social endowment insurance system at home and abroad and the research methods used in this paper.The second part is the general theory of the rural social endowment insurance system,this part of the concept of rural society endowment insurance,characteristics are introduced,at the same time comparative study on the rural social endowment insurance urban residents and social endowment insurance,the rural social endowment insurance and rural commercial endowment insurance,at the same time for thetheoretical basis of the study object is analyzed.The third part is the historical evolution and current situation of the legal system of rural social endowment insurance,from the old rural social endowment insurance system to the current legal system of the new rural social endowment insurance.The fourth part is the problems existing in the legal system of rural social endowment insurance,which summarizes the deficiencies of imperfect laws and regulations,unscientific management system,imperfect fund raising mechanism and imperfect fund supervision mechanism.The fifth part is the experience and inspiration of foreign rural social endowment insurance.It analyzes the rural social endowment insurance systems of Germany,Brazil and Britain,and summarizes the useful experience.The sixth part is to improve the legal path of our country’s rural social endowment insurance,put forward that we should establish a unified social endowment insurance system between urban and rural areas,improve the management system of our country’s social endowment insurance,scientifically design the payment system,improve the fund raising mechanism and strengthen the supervision mechanism of our country’s rural social security fund.The seventh part is the conclusion.