Research On Improving The Financial Capability Of College Students

Under the background of social financialization and social digitalization,there is an unavoidable connection between college student groups and financial affairs.The financial behavior of college students has a very significant impact on their families and their own development.The tragic incidents encountered by college students in dealing with financial affairs have caused widespread social concern.Frequent financial fraud incidents have exposed university students' misconceptions about consumption,weak financial knowledge and skills,and weak ability to use social resources reasonably.The group of college students is an important activity group for social work.From the perspective of social work,exploring the improvement of the financial ability of the group of college students is a useful attempt for social work to serve the society.This article is based on a questionnaire survey of financial literacy of G college students,using group work methods to intervene in the improvement of college students 'financial abilities,using practical research methods to interfere with college students' attitudes and behaviors in financial affairs,and increasing their access to financial services to improve college students 'finance.ability.Based on the theory of financial ability,this study explores the reasons that affect the financial ability of college students,determines the needs based on the problems found,conducts group work,and evaluates the effectiveness of the group through the correctness of financial knowledge answers,changes in financial behavior,and group feedback forms.The study finds that: Establishing a financial management system within the means,increasing the enthusiasm for saving,enriching the knowledge of campus loans,and establishing a sense of personal credit management,can help college students defend against financial risks,obtain good financial service opportunities,and improve financial capabilities.This paper proposes that social work can be used to improve the financial ability of college students from three aspects,that is,focusing on protecting education and strengthening the financial risk awareness of college students;popularizing financial knowledge and developing financial education;integrating resources and improving the financial service environment.