Research On Investment Banking Development Strategies In Gansu Branch Of Bank Of China

The current changes of the financial market put forward a severe challenge to the management mode of commercial banks.On one hand,with the trend of marketization in interest rate,the price of funds will be dominated much more by the market,which leaves banking sector to more risks and the possibility to be knocked out;on the other hand,commercial bank's off-balance sheet business showed apparent substitution effect on loan,with a rapid expansion of financial total,pluralistic development of financial structure,consistent innovations of the financial products and financing tool,and greater support from securities,trust,insurance institutions to the real economy capital.In this case,investment banking business which needs less capital and provides intermediate business income will be more attractive.The Department of investing bank in Gansu Branch of Bank of China is still exploring,and still on the way to a mature mode of customer choosing,business efficiency and personel allocation.What's more,appropriate control measures are needed for the risk factors including high reputational risk of many subjects,high operational risk of great innovation,and real risks while no risks formally existing;at the same time,the fierce competition in the regional industry and increasingly stricter regulatory.environment has restricted the development of this business.It is meaningful to research on these issues and make a countermeasures analysis for the future of the investment banking business in Gansu branch.1,Summarizing the successful modes which investment banking business in commercial banks,with the researches on the development of investment banking business model of commercial banks in and abroad and the actual situation,in order to provide ideas for further development of investment banking business in Gansu branch.2,Figuring out the limitations and problems of the present model through the analysis of present situations of investment banking of the Gansu branch,including personnel allocation,business development process and post loan control measures,especially product innovation and operational risk control.3,Providing suggestions to develop the investment banking business in Gansu branch on the base of experiences from other modes...