Construction And Application Of Sme Credit Rating Modle Under Supply Chain Finance

Supply chain finance has emerged as a new area in recent years.It provides a new direction for the financing difficulties of SMEs.This paper aims to establish an effective corporate credit rating model,based on the analysis and exploration of the SME credit rating indicators and methods in the supply chain,and provide a reference for the bank's financing credit indicators to improving credit efficiency.This article compares and studies the advantages and disadvantages of the historical rating model and the supply chain rating model,as well as the risk management and control model.It focuses on how to establish a supply chain evaluation system and calculate the weights to obtain a relatively realistic model.The main research includes the supply chain.The basic theoretical research of rating,the research of credit rating method based on supply chain,the study of credit rating based on supply chain rating,and the application research basis of enterprise rating method based on supply chain rating.Through the construction of the model,this paper gives a rating for the credit rating of SMEs under the supply chain.In the future,in different economic situations,different policy backgrounds and different industries,the indicators within the industry can be fine-tuned,and a complete credit rating can be formed.The system will help banks to conduct business and effectively avoiding risks in the future,and also gives the direction of future research.