Research On Agricultural Insurance And Rural Credit Cooperation In China

The problem of "three agriculture" involves the development of the country and the harmony and stability of the society,our country belongs to the agricultural Big Country is also the agricultural disaster many countries,the Government attaches great importance to the agriculture this livelihood problem.The lifeblood of China's economic development deeply influenced by agriculture.The overall construction of a well-off society is nearing the end,the "three rural" problem has become the most important development of China.Financial institutions play an irreplaceable role in this process,especially credit institutions and insurance institutions.At present,there are still a lot of difficulties in our country,such as"loan difficulty",financial institution "fear loan" and the development of agricultural insurance gradually entering the "bottleneck period".Based on the research of agricultural insurance and rural credit,this paper analyzes the feasibility and necessity of agricultural insurance and rural credit cooperation to promote the development of rural economy in China,and probes into the current situation of the model pilot.Through reference to successful overseas experience,we hope to make some suggestions on the cooperation between agricultural insurance and rural credit,and on solving the problem of "three agriculture".The first part of the article is an introduction,which is composed of research background,research significance,research methods and innovations,as well as domestic and foreign research dynamic parts.The second part is to study the current development of agricultural insurance and rural credit situation and existing problems,through these analysis for the following cooperation can achieve Pareto improvement formation contrast,for the writing of the article Pave.The third part is the study of agricultural insurance and rural credit cooperation,including the feasibility and necessity of cooperation,combined with several special economic principles and game theory analysis,combining theory with practice to confirm the advantages of cooperation,but.also to the existing deficiencies of cooperation.The Forth part introduces the experience of foreign agricultural insurance and rural credit cooperation,and chooses some typical countries including USA,Japan,Philippines and India,and analyzes the experience of foreign countries to provide reference for the fifth chapter of the improvement of China's agricultural insurance and rural credit saving cooperation.The first part is the proposal of China's agricultural insurance and rural credit cooperation,the author from the financial institutions and government two levels,to provide insights on the improvement of cooperation.