A Research On Coupling And Coordinated Development Between Agricultural Insurance And Rural Credit In China

Rural Revitalization is the key strategy to solve agricultural problems in China.Finance is an important tool for Rural Revitalization.Agricultural insurance and rural credit as an important hand of financial support for agriculture,the implementation of the Rural Revitalization Strategy has brought a rare opportunity for its development,and greatly affected its development process.In order to realize the revitalization of rural financial services,how to coordinate the relationship between agricultural insurance and rural credit is the focus of future research.It is of great theoretical and practical significance to study the time-space pattern and evolution characteristics of the coordinated development of agricultural insurance and rural credit in the new era.Based on the theory of range economy,investment multiplier,self-organization and the stage theory of the evolution of regional spatial structure,this paper expounds the realization mechanism of the coordinated development of agricultural insurance and rural credit from two aspects of the mechanism of action and evolution.According to the relevant data of 31 provinces in China from 2009 to 2017,the coupling co scheduling of agricultural insurance and rural credit in China is calculated by the coupling coordination model.At the same time,the grey prediction model GM(1.1)is used to predict the value of2018-2022.The Moran index of the coupling degree of agricultural insurance and rural credit in China is calculated by exploratory spatial data analysis.From the perspective of time and space,this paper studies the space-time pattern and evolution characteristics of the coordinated development of agricultural insurance and rural credit.There are five chapters in this paper.The first chapter is the introduction.The second chapter is the related concepts and theoretical part,which mainly defines the basic concepts such as the coupling and coordinated development of agricultural insurance and rural credit,and combs the stage theory of range economy theory,investment multiplier theory,self-organization theory and regional spatial structure evolution.The third chapter is the realization mechanism of the coordinated development of agricultural insurance and rural credit,mainly from the two aspects of mechanism and evolution mechanism.The fourth chapter is the empirical part,which mainly analyzes the time sequence and space of the coordinated development of agricultural insurance and rural credit.The fifth chapter is the conclusion and suggestions.This study shows that the overall level of coupling and coordination betweenagricultural insurance and rural credit in 2009-2017 is between 0.5-0.6,which is a barely coordinated development type.According to the prediction results of 2018-2022,the coupling coordination degree of the two has not crossed the barely coordinated development type,showing a slow upward trend as a whole.From the perspective of spatial dimension,the coupling coordination degree shows a spatial pattern of "high in the north,low in the south,high in the West and low in the East".The spatial characteristics show that the decentralized development from the low level gradually changes to the extreme core type of agglomeration development,and the spatial agglomeration is mainly in the "high-high(H-H)" area and "low-low(L-L)" area,while the local spatial characteristics of many provinces are not obvious.It can be seen from the analysis that improving the comprehensive development level of agricultural insurance and rural credit,enhancing the coordination of their development and narrowing the regional development differences can promote the coordinated development level of agricultural insurance and rural credit in China.Based on this,this paper puts forward countermeasures and suggestions from four aspects: promoting the development of agricultural insurance,encouraging the development of rural credit,promoting the coordinated development of agricultural insurance and rural credit,and giving full play to the radiation and driving role of the agglomeration center.