Research On The Effect Of Policy Based Agricultural Insurance On The Level Of Agricultural Production In China

Policy based agricultural insurance can effectively disperse agricultural risks,ensure agricultural production safety and promote the development of modern agriculture.Since the implementation of agricultural insurance by the government,the development of agricultural insurance has shown a continuous high growth performance.Premium income has risen from 5 billion 100 million yuan in 2007 to 42 billion 100 million yuan in 2016.During this period,the agricultural production level of our country is also developing rapidly,and the output and output value have climbed year by year.By the end of 2016,the total output value of agriculture,forestry and animal husbandry in China has reached 112091 billion yuan.Behind this high growth rate of agriculture,how much contribution has been made by our policy agricultural insurance system? In the case of the expanding coverage of policy based agricultural insurance and the endless innovation of insurance products,does agricultural insurance have a positive impact on agricultural production in China? Does agricultural insurance play its due function? It is very worthwhile to study.In this context,the effect of policy based agricultural insurance on the level of agricultural production in China is the main content of the study,using the national level of macroeconomic data,using empirical analysis and theoretical analysis methods to study.This paper first combed the previous literature,determined the related concepts and theoretical basis;secondly,analyzed the current situation of policy based agricultural insurance in China from the development process and scale,and discussed the correlation between agricultural insurance and agricultural production level.Again,according to the theoretical hypothesis of the effect of agricultural insurance on the agricultural production level,the panel clustering method was used respectively.The method of quantile regression and panel quantile regression analysis the effect of agricultural insurance on agricultural production level from two dimensions of agricultural insurance development level and agricultural insurance compensation level.The two empirical methods have obtained the same conclusions.Finally,the conclusion is summarized and policy proposals are put forward.The research innovation of this paper is as follows: the policy based agricultural insurance in the whole country is the research object,the sample selection is large,the conclusion is strong,and the two empirical methods of cluster analysis and quantile regression analysis are compared,which can more accurately and comprehensively display the characteristics of agricultural insurance effect on agricultural production.Through this study,we can find:(1)during the period of 2007 to 2015,China's policy agricultural insurance has promoted the level of agricultural production in China.By participating in agricultural insurance,farmers can effectively disperse the risk of production and management and increase the enthusiasm of production,so that farmers can devote themselves to the expansion of the scale of agricultural production and improve the technology of agricultural production.(2)with the gradual improvement of the agricultural production level,the promotion of agricultural insurance will decrease accordingly.Therefore,in the provinces of low agricultural production capacity in China,such as Gansu and Qinghai,the positive effect of policy agricultural insurance on agricultural production will be more prominent.(3)however,at present,the level of insurance and compensation for agricultural insurance is low in our country,and the insurance companies are paying compensation to the insured.This compensation has to play an important role in the recovery of agricultural production and the improvement of agricultural production capacity.Based on the above research conclusions,in order to improve our policy based agricultural insurance system and realize rural revitalization,the following suggestions are put forward: first,to improve the relevant legal system of agricultural insurance;two to strengthen supervision and management in the process of agricultural insurance;three to improve the security level of agricultural insurance,to develop new varieties of agricultural insurance;and four to establish and improve the agricultural reinsurance system.Degree and catastrophe risk decentralization system...