The Development Status And Future Development Strategy Of CITIC Bank Bar Code Payment Business

In 2012,this year,the financial industry recognized as the financial year of the Internet,Ali finance,P2P platform,the public network,third party payment and so on,set off the upsurge of financial innovation.Especially in 2015 Spring Festival Gala,WeChat's "red envelopes" opened the prelude to the innovation of the payment industry.With the rapid development of China's payment market,the market presents a "fast pace" state,especially the barcode payment.The convenient payment method caters to the market demand quickly and penetrates all walks of life."Sweep one sweep" has become the symbol of the times.Shopping malls,dinner scavenging payment,sharing the bicycle and so on,all aspects of our life can be realized by bar code payment,the impact of the traditional cash,POS card payment market.Moreover,since November 2017,the people's Bank of China has put in dense supervision documents on the innovation payment industry,and hit the combination boxing of the payment market regulation,and the unlicensed driving will be terminated.In the new era and the new background,how to arrange barcode payment ahead of time has become a subject that must be studied by the participants of the third party payment,the bank,the liquidation organization,the fourth party and so on.This paper studies the development of barcode payment in detail,expounds the principle of bar code payment,analyzes the whole development process of barcode payment from germination to popularization,and puts forward the internal cause of the rise of barcode payment in the market,and puts forward its own development trend in the future years of barcode payment.View.On this basis,the importance of bank business development bar code payment business and the advantages and disadvantages of CITIC Bank's development of barcode payment are discussed in order to analyze the current situation of the development of barcode payment business and the form of payment environment.Finally,the cooperation between the cross industry and the bar code payment system is put forward.Stability and security,by the introduction of the concept of the introduction of asset business to improve the value of the value contribution of the merchants,strengthen the bar code payment business compliance awareness to prevent and control business risks "development bar code to pay four points.