Development Process Of Third-party Payment, Status And Trend Reserch

The rise of electronic payments is one of the most significant changes in the financialservices information age, in this transformation process, on the one hand, commercial bankshave listed it as an important direction of financial innovation and business growth, on theother hand is the first of many party payment agencies have also invested operationalelectronic payment platform. After ten years of rapid development, has become China’sthird-party payment mechanism is an important supplement payment service market forces.Electronic payment based on the Internet and mobile communications developed rapidly, notonly changed the traditional mode of production, but also changed the traditional paymenthabits, becoming the world’s new economic growth point. At this stage, the opportunities andchallenges in the development of electronic payments, facing co-exist. We have to constantlyinnovate, innovation, while some of the experiences from which to draw on the developmentof foreign countries, drawing on the experience of developing countries to pay for thedevelopment of third-party payment has played a guiding role.This article is based on the performance of third-party payment gateway types, analyzesthe development of third-party payment history, problems in the process of development,infrastructure development status of third-party payment in foreign countries, aiming toimprove the country’s lack of a number of proposed reference and inspiration. Developmentby drawing on the experience of other countries in Europe and America, and graduallydeveloped into the international ranks of third-party payment, future trends have much roomfor improvement, innovation, indicating the superiority of information development,development of the industry in the analysis of third-party payment property on the basis of thelaw and pay the industry on how to better develop our third party has played anunprecedented role.