Agricultural Development Bank X County Branch Poverty Alleviation Credit Business Survey Report

Since the reform and opening up,under the joint efforts of the Party and all the sons and daughters of China,over the past 30 years of struggle,China has successfully eliminated hundreds of millions of poor people.However,while achieving great results,the poverty issue is still a prominent short-board of China's economy.As of the end of 2016,the number of people living in poverty in China exceeded 40 million.With the gradual arrival of the year 2020,the time for all the impoverished areas proposed by our party to get rid of poverty and complete the first century-long struggle is gradually approaching,so the task of poverty alleviation is increasingly arduous.As the most important aspect of poverty alleviation,financial assistance to poverty is a boost.No matter which form of poverty alleviation can not be separated from the intervention of funds,as the country's only policy bank that focuses on rural development,the Chinese Agricultural Development Bank closely follows the national poverty alleviation policy in recent years.Large state-level poverty-stricken counties have vigorously carried out poverty alleviation business and achieved important results,and the poverty alleviation credit business has developed rapidly.However,since the poverty alleviation credit business has not been in place for a long time,the Agricultural Finance X County branch listed financial poverty alleviation division is also a matter of recent years.Therefore,there are problems such as incomplete personnel structure,knowledge structure and internal institutional mechanisms,and poverty alleviation in poverty-stricken areas.Loan demand companies themselves have certain problems such as weak strength,low quality,and unclear governance structure.This series of problems will lead to the increase of the risk of the Agricultural Development Bank's poverty alleviation credit business and affect the expansion of the business,which in turn will affect the progress of the poverty alleviation credit business to assist the region in poverty alleviation.Under the background that the Agricultural Bank of China launched a poverty alleviation loan program to support the poverty alleviation in X County,the research report focused on the Agricultural Bank x County Branch's poverty alleviation creditbusiness,focusing on analyzing the situation based on field study and survey questionnaires.There are problems.The entire research report includes four parts of the analysis: First,based on the existing literature at home and abroad,analyzes and understands some research status of the poverty alleviation credit,and lays the general foundation for the research report.The second is to analyze and analyze the basic status quo of the Agricultural Bank X County Branch ' s poverty alleviation loan through the internship experience,field surveys,and research questionnaires of the Agricultural Bank X County Branch,based on understanding the status of its business development and affirming its achievements.Combined with the statistics of the questionnaires,the major problems in the implementation of the poverty alleviation loan business of the Agricultural Bank X County Branch were analyzed.Again,on the basis of the second part,that is,through internships,especially in the form of survey questionnaires,we summarized the existing major problems of the Agricultural Bank X County Branch in carrying out the poverty alleviation business,and mainly from the internal organizational factors of the banks and external factors.From the perspectives to explore its deeper issues.Finally,on the basis of the above analysis,specific countermeasures are proposed on how to improve the management of the poverty alleviation credit business of the Agricultural Bank X County Branch,and emphasize the improvement from the improvement of the bank ' s own poverty alleviation loan business and the benign coordination of multi-party market players.solve.It is hoped that this research report will enable the Agricultural Bank of China to better complete its poverty alleviation credit business,so that the Agricultural Development Bank will achieve greater development in the development of poverty alleviation credit business and further promote poverty alleviation in poverty-stricken areas.