Case Study Of Hebei Branch Of China Agricultural Development Bank

The 2019 anniversary of the founding of New China is a crucial year for achieving the goal of the first 100 years of struggle,building a well-off society in an all-round way,and achieving poverty alleviation.The No.1 Document of the Central Committee clearly pointed out that in order to adhere to the general policy of giving priority to the development of agriculture and rural areas,it is necessary to take the implementation of the rural revitalization strategy as the general grasp.Whether it is poverty alleviation or the prosperity of rural industries and ecologically livable,it requires a lot of capital investment,which is inseparable from finance,especially the support of policy finance.China Agricultural Development Bank(hereinafter referred to as “Agricultural Issue”)is the only one in China.While supporting the development of the "three rural" undertakings,an agricultural policy bank will implement the strategy of rural revitalization and development,help the fight against poverty,give full play to the role of policy finance,and do a good job in poverty alleviation and credit,and rank first in the financial industry.The poverty alleviation credit business issued plays an important role in promoting poverty alleviation and developing rural areas in China,and it also has an important impact on the development of its own business.This study uses the literature review method,qualitative analysis method and case analysis method to provide a strong theoretical basis for the paper by combing the previous literature.On this basis,based on the development of the poverty alleviation credit business of Hebei Province,it is clear that it is helping the poor.The functional orientation of the company will introduce the status quo and mode of its overall operation status,the poverty alleviation and relocation loans in the poverty alleviation credit business,the industrial poverty alleviation loan,and the infrastructure loan,and analyze the medium and long-term loan projects of the poverty-stricken villages in J County.The credit business situation,analysis of its project operation mode,relevant access conditions,customer qualifications,loan interest rate,term and amount,etc.,found that a certain system has been formed in the development of agricultural distribution poverty alleviation business in Hebei Province,and has achieved certain The results,but there are also problems in the business,such as high threshold conditions,local financial gaps,and the quality of the team members.Finally,suggestions for improving the development of the agricultural distribution business in Hebei Province are proposed,which will further help the rural revitalization and improve the poverty alleviation credit business.Has a certain meaning.