Influencing Factors Analysis Of Farmers' Participation In Forest Insurance In Hunan Province

Forest insurance is a complementary reform measure for the reform of a new round of collective forestry property rights system.As far as its development is concerned,there are still problems with low level of understanding and low level of enthusiasm among farmers.As the smallest basic unit of forestry management,the participation of rural households in forest insurance affects the development of forestry economic work.As an area with rich forest resources,Hunan has a relatively large proportion of forestry revenue to the total output value of the national economy and is also one of the major sources of income for rural households in most areas.In-depth study on the behavior of farmers participating in forest insurance and its influencing factors are of crucial importance for promoting forest insurance,improving the forest insurance system,and promoting the development of forestry economy.This paper uses the "economic man" hypothesis,farmer behavior theory,forest insurance theory based on decision-making process,information asymmetry theory,and public finance theory,and adopts a combination of descriptive statistical analysis and Logistic regression analysis to participate in the country from July to August 2017.The Forestry Bureau "Monitoring the Reform of Collective Forest Right System Reform" project team conducted cross-sectional surveys on the participation of farmers in forest insurance activities in the Hunan Province,including ten counties including Chaling County and Hengyang County,and 500 households.Study and use logistic regression model to analyze the factors that affect 21 forest farmers'participation in forest insurance behavior.According to the empirical regression results,9 of the 21 selected influencing variables have significant impact on farmers' participation in forest insurance behavior.According to the degree of influence,they are:gender,whether they have received forestry science and technology services,whether forest land is circulated,whether they.have received forestry training,whether they understand policy forest insurance,income level,occupation,age,and total income.Among them,the variables affecting farmers' participation in forest insurance behaviors are positive,such as age,occupation,whether they have received forestry science and technology services,whether they understand the policy forest insurance,their total income,whether they have received training in forestry,and their income level;they are negative.The variables are gender and whether the forest land is circulated.Finally,the following suggestions were made on how to effectively stimulate farmers' participation in forest insurance in Hunan Province.These include the promotion of forest insurance promotion,the encouragement of forestry science and technology services to the countryside,the promotion of forestry training,the acceleration of the development of forest land circulation,and the improvement of government financial subsidies,improve the forest insurance system,and formulate relevant laws and regulations in six areas.