Rural Resident Social Pension Insurance System’ Current Situation And Problem-focused Coping Under The Background Of Coordinated Development Of Urban And Rural

Since the third plenary session of the 16th proposed the development concept of "overall development", "urban and rural development as a whole" gradually penetrated into all aspects of economic and social development.Building the system of social pension insurance of Coordinated Development of Urban and Rural has become the ultimate goal of construction of pension insurance system in China. With the speeding up of industrialization and urbanization, China’s long-standing urban-rural dual social pension insurance system is not only seriously violated the fairness of social security properties, causing the gap between urban and rural areas, and restricted the rational and orderly flow of labor market between urban and rural, influencing social order. Our government and ruling party have explored many methods in order to form more impeccable social security system and satisfy the need of citizens to social provision. Among them, the rural social pension insurance system has experienced three development stages——"the old farmer insurance", "the new farmer insurance", "system of basic old-age insurance for urban and rural residents"——moving to the social pension insurance system of urban and rural areas as a whole. The establishment of Urban and Rural Resident Pension Insurance is not only a requirement of the policies of our government, but also a good response to the desire of citizens that they want to have more disposable income, shrink the income gap between city-dwellers and rural residents, and have more pension when they grow old. This policy will secure the equal social rights of enjoying fundamental public service between urban and rural area residents.The Urban and Rural Resident Pension Insurance in Shandong province has made some progress in recent years, but there are still some development problems. This study will take the public goods theory, welfare economics theory, basic public services equalization theory as the theoretical support, use the literature research and comparative analysis and other research methods, sort out the system evolution of Rural residents social pension insurance in Shandong province, and analyze the situation of the current rural social pension insurance system.Through the analysis,find that still exist certain problems in its operation, external obstacles include that urban-rural household registration system is not enough, lack of legislative guarantee, big urban-rural income gap etc..Internal obstacles include that annuity level gap between urban and rural area, low level of general planning, segmentation of management, disunity of information system etc.. Based on the obstacles during Urban and Rural Resident Pension Insurance construction in Shandong province, explore some positive measures to promote Urban and Rural Resident Pension Insurance development in China. The measures are as followed:to establish endowment insurance based on the identity of citizens; to formulate uniform and specific laws and regulations; to put more emphasis on economic development in rural areas; to specify the obligations of government; to raise the level of general planning; to perfect the supporting regulations.