Research On Risk Management Of International Trade Finance Business Of Industrial Bank Qingdao Branch

International trade finance business is a financial service provided by commercial banks to import and export enterprises for domestic and foreign currency financing and credit facilities related to international trade settlement based on the real international trade background based on the needs of importers and exporters.The international trade finance business plays an important role in promoting the development of international trade and the process of global economic integration.The business involves both asset and intermediary businesses,and is one of the key financial businesses of many international banks.The commercial finance risk of international trade also tends to be diversified and complicated.China's commercial banks started their international trade financing business relatively late.Correctly identifying the risk points of the bank's international trade financing business and properly regulating and preventing the occurrence of risks are the prerequisites and guarantees for commercial banks to develop international trade financing business and also the basis for promoting the continuous optimization and development of China's international trade.Although the scale of international trade financing of Industrial Bank Qingdao Branch has been increasing year by year,its growth rate lags far behind the average growth rate of international trade financing business of commercial banks in Qingdao.Its market share lags far behind that of the fourth Dahon is facing an increasingly competitive financial market.How to realize the rapid development of IBC Qingdao Branch's international trade financing business,increase its market share and ensure the profit growth of international trade financing business is the grim task facing Industrial Bank Qingdao Branch And the main challenge.In view of this,combined with the author's actual work experience,this article mainly to the Industrial Bank of Qingdao Branch as the research object,on the basis of summarizing and analyzing the international trade finance business processes and risk management of commercial banks,carefully studied the Industrial and Commercial Bank of China branch in Qingdao International Trade Finance Business development status quo and risk management status quo,in-depth analysis of Industrial Bank Qingdao Branch of international trade financing business risk management omissions and problems.According to the specific problems of its existence,based on the theoretical foundation of risk management and the advanced management experience of other commercial banks,the Bank put forward specific measures and programs for industrial banks in international trade financing risk management.