Research On The Business Model Of China's Commercial Banks Under The Economic New Normal

The Central Committee of the Communist Party of China pointed out,Now China's economic development has entered a new normal stage of the economy,Economic development situation increasingly diverse,Structural division of labor is also more clear and clear,This is the central government in-depth analysis of the characteristics of economic development at this stage,the resulting significant judgments.The rapid economic development has changed the direction of the development of the financial industry,the new normal economic development trend makes the traditional business environment of commercial banks has undergone tremendous changes.Under such circumstances,commercial banks have to reform the traditional business model to adapt to the rapid development of new economic conditions and financial market changes.Objectively speaking,the new economic normal to the development of commercial banks to create more possibilities,commercial banks have access to a huge opportunity for development,but the opportunities and challenges coexist,commercial bank business and therefore suffered a great challenge.This article is used separately,Systematic research,literature research,case analysis and comparative analysis,First of all,it discusses the relevant basis of commercial bank management from the theory of economic new normal theory,profit model theory and process reengineering theory.Then,it discusses the status quo of the commercial bank business model and the influence of the new economic normal state on its current situation.Then,it summarizes the experience and enlightenment of the business model of foreign commercial banks.Finally,on the basis of the experience and the business model of commercial banks at home and abroad,the author puts forward some suggestions on the existing business model of commercial banks in China.The innovation of this article is mainly reflected in this,Combined with many new challenges under the new economy,Exploring the Choice of Future Business Mode of China 's Commercial Banks.Based on the moment,look to the future,and the reality of close integration but not rigidly adhere to the moment,looking forward to the future but not from its origin.In addition,compared with the previous relevant literature,thi s article to add the new economic normal,mixed business nowadays hot,so that the conclusion is more instructive.