The Complementary Development Of Commercial Health Insurance And Basic Medical Insurance

In recent years,with the changes of the social economy and the continuous rise of the level of health expenditure,the low guarantee level of basic medical insurance has been unable to meet the growing medical needs of the people.The role of commercial health insurance is getting more and more attention.It has been proved that "zhanjiang model" and "panyu mode" have achieved certain success.These modes are limited to certain regions and have great differences,and there are different degrees of problems in the way of cooperation and operation mode.This article through to the guangdong commercial health insurance and basic medical insurance cooperation pattern,on the basis of the analysis of the combination of foreign commercial health insurance and insurance of primary medical treatment of complementary experience,put forward guangdong commercial health insurance and complementary to the development of insurance of primary medical treatment countermeasures and Suggestions.This paper is divided into five parts: the first part is the introduction,introduces the research of the domestic and foreign scholars on medical insurance,expounds the research background of this paper,and the research focus and innovation.The second part reveals the current situation of the development of commercial health insurance and basic medical insurance,and reveals its existing problems through relevant data analysis.The third part analyzes two typical modes of complementary cooperation between guangdong commercial health insurance and basic medical insurance.The fourth part explains the foreign experience of commercial health insurance and basic medical insurance,and introduces some typical medical insurance modes of foreign countries and draws relevant experiences.Is the fifth part puts forward the commercial health insurance and basic medical insurance,complementary countermeasure and the suggestion,based on the practice and guangdong two typical modes of foreign experience for reference,for commercial health insurance and basic medical insurance development complement each other in feasible countermeasures and Suggestions are put forward.