The Research On Supply Chain Financial Innovation And Development Of China Citic Bank HK Branch

With the rapid development of Internet finance and the increasingly fierce competition among commercial banks,the traditional financing modes have been gradually changed.Supply chain finance has become a new important field of competition between commercial banks who has been rapidly layout and pay great close attention to it.In the process of serving for the enterprises of the financial organizations,the financing difficulties and price problems are very obvious,and the enterprise development is not really efficient and cannot get convenient financing services.Financing informations between banks and enterprises are not quite equal,and the development of some special industries and regions enterprises are limited due to various reasons.There is an urgent need to reform enterprise financing methods,and banks should break up the traditional,and truly realize the integration of industry and finance,helping core enterprises and small and medium-sized enterprises to solve the practical problems,and make the development move towards automation,online,and intelligent direction.This thesis do the research on supply chain financial business innovation and development based on the analysis of the China Citic Bank HK Branch.By studying the relevant domestic and foreign theories,and analyzing the connotation,characteristics and business models of supply chain finance,this thesis makes a comprehensive introduction of supply chain finance.Based on the currrent situation of the supply chain finance development of China Citic Bank HK Branch,finding out the problems and the causes which includes industry market,risk control,platform management,and customer foundation,under the application of the traditional business model from different aspects.This thesis concluded that innovation of supply chain finance is in urgent need under the trend of Internet finance development.This thesis makes a concrete analysis of the necessity and feasibility of supply chain financial innovation,and expounds the value and effectiveness of supply chain financial innovation development to enterprise,banks and industry development.Taking the China Citic bank HK Branch as a present,his thesis clarifies the principles,thoughts and selected path of the innovation of supply chain finance development,analysis the existing problems and solutions from the aspects of making rules,risk control,platform construction,brand publicity,talents training and capital investment for the future development of this bank.This thesis is the research and investigation of the innovative development of supply chain finance based of the HK Branch of China Citic Bank.It is expected to help the bank and enterprises make a better realization of the combination of product and finance,and make it a mutual benefit and get win-win result.It entends to help China Citic Bank HK Branch to clarify the importance of the innovative development of supply chain finance,and provides reference for the subsequent development in the supply chain finance area.This paper mainly consists of five parts:First,the background,significance and the methods of this research;Second,introduce the theories,characteristics and business models of supply chain finance;Third,it expounds the development status of supply chain financial business of China Citic bank HK Branch,and points out the specific problems;Fourth,finds out the reasons and significance of the innovation development of supply chain finance under the new Internet finance trend;Fifth,expounds the measures for innovative development of supply chain finance.