The Research On Optimization Of Information Construction For C Rurl Credit Cooperatives Union

The competition in the financial industry has become fiercer and fierce.The commercial banks have improved their management level through high-level information construction.They hope to build a safety barrier for themselves and set aside competitors.Due to its historical and institutional reasons,C.Rural Credit Cooperatives Union started late in information construction and the construction process lags behind.The disadvantages caused by its development have been highlighted,making it relatively inferior in the competition of financial markets.Therefore,by accelerating the construction of informatization,improving the level of informatization construction,improving the management level,and strengthening the ability of financial innovation,it has become an important way for the upgrade and transformation of C.Rural Credit Cooperatives Union.Based on the in-depth study of the relevant theories and literatures of enterprise informatization construction,this paper combines the characteristics of C.Rural Credit Cooperatives Union's management and management,and faces the information of C.Rural Credit Cooperatives Union's information from infrastructure,application systems,related systems,training and talents.The status quo of the construction of the construction has been comprehensively summarized.It is found that the problems of C.Rural Credit Cooperatives Union's informatization construction are: unclear positioning,misunderstanding of understanding,insufficient investment funds,lack of talent.The reasons for the above problems are analyzed in depth and objectively.The main reasons for these problems are: the target is not clear,the ideological understanding is insufficient,the management pays insufficient attention to the informatization construction,the personnel management is chaotic and cannot provide the growth surroundings of compound talents.In view of the above problems and reasons,combined with C.Rural Credit Cooperatives Union's own development status,it optimizes its construction plan from six aspects: infrastructure,application system,business model,business innovation,operation and maintenance,information management and risk prevention.Finally,safeguards such as funds,talents,and supervision are proposed for the plan to ensure the effectiveness and feasibility of the implementation of the optimization plan.The study believes that information construction is one of the core competitiveness of the financial industry.Its main performances are: improving the ability of financial enterprises to respond quickly to market competition;effectively reducing the overall operating costs of financial enterprises and improving their overall operational efficiency;Financial companies use technology and data analysis to make decisions,helping financial companies to make decisions that adapt to economic development trends.