Shijiazhuang Branch Of X Bank Inclusive Financial Services Development Strategy Research Of County

The urban and rural dual structure which is long-term existence in China led to a serious imbalance in the allocation of resources and this phenomenon is particularly evident in the financial field.County economy occupies an important position in economic and social development in Shijiazhuang,bearing small and micro businesses and a large population.However,the financial resources concentrated in urban areas and high-end customers,the financial needs of residents and enterprises has long been difficult to satisfied,the financial exclusion phenomenon has existed for a long time.The downward pressure on China's economic development is obvious,so the commercial banks which have typical Pro-business cycle characteristics faced with many internal and external challenges.In order to implement the concept of development of Inclusive Finance for the party and government and cope with the challenges of the new situation,and at the same time to reverse the current operating difficulties,it has become the main task and objectives for a period of time to development the Inclusive Finance business of X bank in Shijiazhuang.This paper takes X bank Shijiazhuang branch as the research object and the county as the main research area.Through the description and analysis in Shijiazhuang branch of the existing inclusive business,further explore the specific strategies for the development of inclusive financial business.This paper firstly introduces the background of China's development of Inclusive Finance,describes the relevant theory of Inclusive Finance and briefly introduces the research status and results of Inclusive Finance at home and abroad.Secondly,through the introduction of X bank Shijiazhuang branch of the current development situation of inclusive financial business development to find the existing problems,and to expound the necessity for the status and problems of the development of inclusive financial business.Then in-depth analysis of the face of county of Shijiazhuang branch of X Bank of inclusive financial business development strengths,weaknesses,opportunities and challenges by using the SWOT analysis method,based on the analysis of the results found in Shijiazhuang branch of X bank for the development of county financial inclusion strategy.Then discuss the successful cases of inclusive financial development at domestic and abroad,to find the inspiration of the development of inclusive financial services.Finally,according to the selection strategy,combined with the actual situation of the county under the jurisdiction of Shijiazhuang,and the reference part of the domestic and foreign successful experience in the development of Inclusive Finance,formulate Shijiazhuang branch of X Bank's County Development inclusive finance business specific countermeasures of channel,market,product service and comprehensive management.