Research On "Rules Of Savings Banks" At The End Of Qing Dynasty

In the end of qing dynasty,the savings bank regulation is the first law of savings bank in Chinese history and one of the starting points of modern financial legislation.As the first savings bank regulation,it occupies an important position in history and provides important reference value for the study of the history of financial law.This paper makes a study on the case of savings bank in the end of qing dynasty with static and dynamic perspective.Centered on the legislative background of savings Banks regulation,legislative ideas,contents,specific applicable legislation and historical evaluation content of five aspects,such as,the savings Banks regulation for more comprehensive analysis and summary,in order to present the history of the system,and make objective evaluation on it.The paper is divided into five parts,and the first part mainly introduces the legislative background of the savings bank.From bank of and the problems in the late qing dynasty,the qing government to a serious financial crisis and restore economic rights and legislative activities,and to provide for the establishment of the savings bank regulation of the historical conditions.The second part summarizes the legislation thought of the savings bank regulation.In the late qing dynasty,the mercantilism thought in the wave of industrial salvation promoted the germination of savings Banks.Turning the poverty into the rich,advocating the convenience of the people thought to form the motivation of saving legislation.It is easy to change the customs,and it is one of the elements of the legislation of savings Banks.The idea of transplanting the foreign savings bank system is the formation of the content of the savings bank regulation.The government's idea of strengthening bank regulation is the direct driving force of the savings bank regulation.Therefore,the above thought under the common action,the savings bank legislation becomes the historical inevitability.The third part is the legislative content of the bank of savings Banks regulation in the late qing dynasty,which is mainly interpreted from the static aspect.From the establishment of the scope of the savings bank,savings Banks,savings deposit types,reserve and guarantee,legal responsibilities and other special provisions paper summarizes several aspects,such as,to deepen our understanding of the contents of this are cases.The fourth part is the focus and the difficulty of this paper,from the perspective of the government supervision and the operation of the savings institutions.In the aspect of government regulation,it analyzes the safety of the depository institution,the safety of savings funds,the supervision of the bank of savings Banks and the investigation of legal liability.The operation aspect of the savings institution analyzes the capital situation,the business condition and the connection with the enterprise.From the dynamic combination of the two,the paper investigates and explains the specific application of the savings bank regulation.The fifth part is the historical evaluation of the savings bank regulation.This paper evaluates the progress and locality of the case in an objective way,and presents its important historical position from this example to the profound influence of later generations.