China's Household Savings Research

The high rate of savings in China had imPortan role in the raPidgrowing economy Bat in reCed yearS, the national economy of Chinafaced the situation of macro-moderatC grOwh, micro-effective demanddeficiency, and the saVins increasing. AlthOugh the central bankcOniinously floated doWned the bo of savings of meB 7 tdries in recenyears, Chinas residential savngs Still had high growth rate with lowgrowh rate of resideot consUmPion and resident investmen. msreStrictCd the growth rate of nationa economy and level of emPlopoellt.The incentive and effective of residential savings as well as the influenceof Chinese residental saVins were:inveshgated based on the savingstheories. Related counterplan and suggestion were conIuded at the end.The thesis falled into 5 partS: 1.The meanings of savings andresidential savings, also the co~on savings theOry wee exPlicated;2.The actual state and twer of residential savings in China wasanalyzed in this part; 3.The incentive of residential savings and influenceof high residential savings on economy were discussed in dendl. 4. Themain faCtrs thecting the residential savings and their imPact sitUationwere investigated. 5. The last pan was the conclusion and introduced thecounterplan and suggestion.