Research On Risk Management Issues And Countermeasures Of Sunshine Agricultural Mutual Insurance Company

Without available experience,as the only one of the mutual agricultural insurance company in China,the Sunlight Agricultural Mutual Insurance Company in accordance with the request of the State Premier Wen Jiabao and the CIRC that "Agree the first pilot,strengthen supervision,prevent risks,pay attention to lessons learned," "first agricultural insurance,business insurance after,the first local,then expand",trial and error,exploring mutual insurance company's development patterns,and mode of development of agricultural insurance and seek a breakthrough from risk management.As can not copy foreign models,nor legislation to protect the domestic situation,the Sunlight Agricultural Mutual Insurance Company has accumulated a lot of insurmountable problems and difficulties,especially in the company's risk management,a series of stringent regulation by the CIRC.How to deal with the contradiction between risk management theory and practices,how to deal with the conflict between the risk management practices and regulatory,how to learn from foreign countries and achieve the combination with the internal actual situation.Achievement to the localization of risk management as soon as possible is an important issue for Agricultural Mutual Insurance Company for further development..This research purpose is to analyses the risk management of the Sunlight Agricultural Mutual Insurance Company,analyzes the formation of these risk management problems of both internal and external factors,put forward to some suggestions and measures to solve these problems,and help enterprise better exert its advantages,make good communication internal and external environment,strengthen risk management.This study not only has a very important practical significance for the Sunlight Agricultural Mutual Insurance Company's risk management but play a positive role in the development and practice for the mutual insurance system in China.The practice of the Sunlight Agricultural Mutual Insurance Company will make the organization better adapt to conditions in China,also bring the development of reference for the other same system companies.