Research On The Credit Business Development Of SMEs In Inner Mongolia Rural Credit Cooperatives

Long-term since,as our country's rural foundation is weak,the majority of the rural population development,urban and rural development is slow,poor farmers.In the "SAN nong" questions,the issue of farmer is the core of the peasant problem,and the most outstanding is important,population ratio of peasants income is low,the quality of life.According to statistics,China has a 20%of the population belongs to low-income people,mostly belongs to the rural population.How to increase the income of peasants became to solve the "SAN nong" in China,the construction of socialist new countryside","the core problem.The credit as a kind of new financial mode,through to provide financial services,poverty relief,promote impoverished farmers become effective ways of rural employment in China was introduced to the rapid development,and poverty,has made remarkable achievement.However,we also noticed that the development situation of rural credit is still meet the demand of rural economic development,there exist many problems,such as the legal status of non-financial institutions has failed to clear,lack of continuous management and supervision of the long-term development;,Microfinance institutions is also associated with a greater risk fund shortage,and management,service lag issues.These problems can be properly solved,is not only related to the microfinance institutions of survival and development,increasing the income of farmers,and the relationship between financial support to the rural credit market order and rural microfinance the sustainable development of the future,and directly affect China's "new countryside" the development of construction.Therefore,based on the inner city as an example,the article explores the credit business in Inner Mongolia municipal rural development status and the advantages and disadvantages,empirical analysis of the effects of the credit business households demand factors,put forward the construction of Inner Mongolia municipal rural credit mechanism suggestion.Then for China's rural credit can get healthy and sustainable development of the proposal,feasibility for our new rural construction of "contribution.