Research On Liquidity Risk Management Of Enterprise Group Financial Companies

After 30 years,Chinese corporate financial companies continue to growing,which the relevant laws and regulations have been improved.In the current complex economic situation,as non-bank financial institutions,financial companies hold the capital lifeline of entire group,whose sustainable operation is essential.And in the global economy,internal and external factors led to the formation of many risks,which buried hidden dangers to the development of the Group.These risks or a combination of multiple risks may lead to the formation of liquidity risks,threatening the sustainable development of enterprise groups.Therefore,this paper studies the financial companies' liquidity risks management.First of all,the basic theories of liquidity risks of enterprise group financial companies are introduced.This paper analyzes the basic theoretical knowledge about the liquidity risks management of financial companies from the definitions,types,functions and the risks of the financial company.Secondly,on the one hand,the status quo of liquidity risks management of financial companies in China is analyzed.At this stage,Chinese financial companies as a whole developed faster,but existing the industries-gap.The liquidity risk overall are stable,showing that the scale of assets and liabilities do not match.In addition,liquidity risks management are intervened by the group administrative,and lacked a sound internal control mechanism.On the other hand,as a case,X financial companies derived from the liquidity risk management problems.Thirdly,it introduces that the successful experiences of risks management in some developed countries' financial companies and compares the Chinese and foreign financial companies.Getting the revelation:Chinese financial companies should adhere to the financial business innovation,take the road of integration of production and financial,and concern the risk management systems seriously.Finally,some suggestions and measures are put forward for the problems existing in the liquidity risks management of Chinese financial companies.We can expand the financing channels from the aspects of issuing financial bonds,allowing listing and introducing strategic investors.In addition,we can improve the relevant internal control system from the aspects of investing in risk information management system,improving liquidity risk management procedures,changing the concepts of liquidity risk management,and establishing the awareness of liquidity risk management in all stuffs.