The Research Of P2p Platforms' Compliant Way

Based on the development process of P2 P industry in China,this paper starts from the embryonic stage to the barbarous growth and the regulatory policy,and the business model of the various platforms in the industry is also evolving.Especially in 2016,the net borrowing information intermediary business management interim measures "issued after the problems caused by not compliance management platform to reduce gradually,the number of active exit or business transformation platform of the mainstream,the main is not yet formed a certain scale,or focus on P2 P operations of small and medium-sized platform;However,for the largescale platforms that have formed the trend of mixed operation before the formal introduction of regulatory policies,the P2 P business will gradually be removed or played down,and the road of platform or quasi-financialization will be made.In the process of platform and financialization,the proportion of P2 P business will gradually decrease,but it will not be abandoned.Because each platform also needs to obtain investment and financing end users based on this business,and extend the service.This article take Lujinsuo as the example,tightening by research Liu Jin series of compliance policy,including cleaning products,for which is the active individual side institutions and qi force,changing the structure of the organization,secondary split P2 P business and development asset side provide self supply,etc.During the implementation of these strategies,this paper demonstrates the rapid development of lu jin and its huge development potential.Execution of these strategies not only shows the active embrace regulation by Liu Jin determination,in fact is more advantageous to Liu Jin coordinated internal resources,professional management,realize the complementary advantages,play a scale.However,due to the relatively high risk in the mixed industry structure,according to the case analysis in this paper,we put forward strong risk control and guarantee Suggestions for its future development.At the same time,taking the relevant content of lu jin's compliance process as an example,we suggest that the supervision level also needs to change its supervision mode for the rapid development of Internet finance.