Research On Risk Management Of Y Company's Financial Leasing Project

Financial leasing is a product of the infiltration and combination of bank capital and commercial capital in the development of the financial industry.It is a new type of financial business combining real credit and bank credit under modern production conditions.Financial leasing has become popular with its superior advantages and has become the second most important way to obtain new equipment in some advanced countries.Financial leasing experienced a difficult process from planned economy to market.The economy made financial leasing more risky,so financial leasing grew much more slowly.Risk management of financial leasing projects is one of the core contents of the company's operations.The combination of financial and industry characteristics determines the risk of financing lease projects to be distributed throughout the implementation process.For Y company,it is urgent to establish and improve risk identification,control and management mechanism,improve internal risk control system and strengthen external risk management.The core content of this article is based on the ideas of comprehensive risk management to construct financial leasing project risk management system,through the construction of risk management system,improve the financial leasing projects of all kinds of risk assessment and response capacity.First of all,financial leasing and financial leasing risk has carried on the simple introduction,this paper expounds the main contents and management thoughts of risk management.And then combining the risk management of financial leasing involves a variety of risk types,throughout the project to carry out the characteristics of all the way,build the Enterprise Risk Management-Integrated Frame-work as the main line.Finally,the application of the risk management system of constructed in Y financial leasing company project risk management,make up for a lack of E financing leasing company in the project risk management,improve the level of risk management.Through financial leasing project risk management system construction and application,bring some enlightenment for our country financial leasing risk management.Finally,the fuzzy comprehensive evaluation method is used to comprehensively evaluate the risk status of Y financial leasing companies,and the risk status of Y company is understood from a quantitative perspective.