| In recent years,with the rapid development of city commercial bank business,capital strength gradually increased,the single area business model gradually become constraints to restrict the further development of City Commercial Banks.Development of excellent domestic city commercial banks show,through the introduction of foreign strategic investors、cross regional business and the way of listing,city commercial banks also can quickly realize the "bigger and stronger".The success of the development of city commercial banks has an important factor which is called the "characteristics"."Characteristic" business philosophy guides the city commercial banks to cleverly avoid rob customers with big banks,opens living space with the dislocation competition,as the solid foundation for the rapid development and subsequent.The Guilin bank is a microcosm and embodiment of rapid development of nationwide city business.The successful path of giving play to the city effect has a strong guiding significance and value of the operation to the interbank.The purpose of this paper is to attach great importance to the Guilin bank’s in-depth research,give a advice to how to break the region restrict based on the existing practice、how to strengthen corporate governance and how to realize the transformation of business model and growth mode and ensure the realization of path problem of robust and scientific development,lay out a three-year strategic direction and path,put forward to the Guilin bank’s operating environment,development goals,business development strategy and corresponding support system construction.The integrated use of comparative and inductive combined、theoretical and empirical、qualitative and quantitative research methods etc.And through the deep analysis of the full range of this specific case,explores the sustainable development path under the resource bottleneck and geographical constraints of city commercial banks,striving to summarize the universal rules of the development of city business especially in the area of poverty and provide a reference for the development of the industry. |