Research On Farmers' Financing Problems And Countermeasures In Qichun County

China is a big agricultural country,and the basic status of the agricultural economy is self-evident.Farmers are the main players in agricultural development.The development of rural industries is inseparable from the participation of farmers.Therefore,it is necessary to study regional farmers' financing issues.Taking Qichun County of Huanggang City as an example,this paper studies the financing of farmers in the region,analyzes the causes of the problems based on relevant financing theories,and proposes targeted measures.This paper mainly discusses the following seven aspects: the introduction part mainly introduces the research object,purpose and significance,and combs the theoretical research of domestic and foreign experts in the field of farmer financing,introduces the research method and technical route of the full text;the second part adopts The definition of related concepts such as financing,clarifies the connotation and extension of the problem,analyzes the guiding role of relevant financial theory on farmers' financing issues,and lays a theoretical framework for the analysis of farmers' financing problems in the full text;the third part is to organize the survey data to The data is presented in the form of graphs.The current situation of financing in the region is analyzed from the aspects of demand,supply and supply and demand of farmers financing in Qichun County.The fourth part is based on the current situation of farmers' financing,and finds out the existence of farmers financing in Qichun County.The problems are: the imbalance between the supply and demand of farmers' loans,the single financing channel for farmers,the high cost of farmers' financing,the low level of rural financial product innovation and the actual demand of farmers,and the imperfect agricultural insurance system.At the same time,in response to these problems,the corresponding explanations are given for the causes of the problems.The fifth part is to study the typical cases of solving farmers' financing problems at home and abroad through make a summary and analysis of the problems,and summarize the advanced experience at home and abroad.The sixth part is based on the previous experience and reference,aiming at the problems and causes,and corresponding to the six major influencing factors in the farmer's financing system,and propose solutions to solve the problem of farmers' financing in the area: the government should fully assume the role of service and provide flexible guidance,rural financial construction;improve and innovate rural financial system,improve the service level of financial institutions;clarify land property rights,innovate mortgage methods;strengthen rural industrial base,improve farmers' credit rating;accelerate rural credit system construction and optimize rural financial ecological environment.The seventh part is a summary of the full text.