Value Evaluation Of Intellectual Property In Pledge Financing

With the rise of knowledge economy and the development of economic globalization,intellectual property has become an extremely important strategic resource.However,some enterprises suffer from difficulties in financing because of their limited size,small amount of assets that can be mortgaged,and the review of bank loans.Intellectual property pledge financing has provided a new way for many enterprises,especially for small and medium-sized technology companies.However,during the implementation of IP pledge financing,how to quickly and rationally evaluate the value of IP pledged,provide a reasonable basis for banks and other financial institutions to determine the loan amount,reduce the loan risk,and help SMEs Access to finance has become the key to the smooth implementation of IP pledge financing.This paper analyzes the value of intellectual property in pledged financing issues,a detailed analysis of the domestic and international evaluation methods in the selection and evaluation of two aspects of the impact of research,clear the advantages and disadvantages of various assessment methods,the scope of application,clarify the impact of intellectual property valuation Analyzes the main characteristics of intellectual property valuation in pledge financing,gives the basic requirements for intellectual property pledge financing value assessment,and make a comparison advantages and disadvantages between the three traditional intellectual property valuation methods and the real option method And the scope of application,this paper provides the basis for the selection and evaluation modeling of this paper.Based on the traditional income method,combined with the real option BS pricing model,an improved method of revision assessment is proposed,which breaks through the uncertainty of the application of traditional income method The value of the restrictions,but also take into account the value of future development.Taking an enterprise as a pledge of trademark right as an example,an improved model is used to evaluate its value,and compared with the traditional income method,the reliability and effectiveness of the improved model are proved.