A Case Study On Green Finance In Bank Of Jiangsu

With the sustained and rapid development of national economy,environmental problems,a by-product of economic development,also come into being.As an important member of the financial system,Banks need to play a positive role in promoting environmental protection and develop green finance with characteristics.Therefore,domestic commercial Banks are making efforts and explorations in the development and innovation of green finance.Bank in jiangsu province as the first to join the "equator principles" in the domestic city businesses,green financial business has been rapid development in recent years,but the green finance business is still in the innovation and exploring stage,and economic development compared to the requirement of green financial business of commercial bank is relatively lagging behind,therefore,the bank of jiangsu green financial business development present situation,existing problems and obstacles,combined with the internal and external environment to put forward the strategy of developing green jiangsu bank financial business and the specific wipe,has important practical significance.This paper will take bank of jiangsu as the research object.Firstly,starting from the basis of green finance business of commercial Banks,the concept,classification and basic characteristics of green finance business are clarified,the necessity of developing green finance business of bank of jiangsu is pointed out,and the policy basis of developing green finance and the development status of green finance business of major commercial Banks in China are emphatically analyzed.Secondly,the development of green finance business of bank of jiangsu is analyzed,and the development of green finance business is analyzed in detail from the aspects of business variety and scope,institution setting,product innovation,management mode,Japanese standard industry and customers,incentive measures and risk prevention.Thirdly,by comparing the green finance business of bank of jiangsu with that of other domestic Banks,the author finds out the differences in the development of green finance business and focuses on the problems existing in the development of green finance business and the factors restricting its development.Finally,the paper puts forward the countermeasures to improve the development of bank of jiangsu's green finance business.